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Deposit Accounts


Checking (Share Draft) Accounts
  • No monthly maintenance fees
  • No per check charges
  • No minimum balance requirements
  • Unlimited check writing
  • Overdraft protection available from savings account or line of credit
  • HomeLine, Vantria FCU's online banking and bill payment service included free of charge if you also have direct deposit
  • ToneLine, Vantria FCU's telephone banking service included free of charge
  • Visa Check Card or ATM Card available
  • Monthly statements provided


Money Market Accounts
  • A competitive, dividend-tiered account
  • A minimum $100 balance in a Vantria FCU savings account is required to open a money market account
  • Funds can be accessed by check, lobby withdrawals, or by transferring funds to another account
  • Each account receives one free box of checks per year
  • A $100 minimum for withdrawals
  • Number of transactions per month are limited, speak with a Vantria FCU service representative for more details at 703-913-0700 or send your e-mail to memberservices@vantria.org


Savings (Share) Accounts - A minimum $25 balance maintains your membership in the credit union and provides all the benefits Vantria FCU offers
  • No maintenance fees
  • Earns competitive dividends
  • Funds are insured by the National Credit Union Administration (NCUA) up to $250,000


Savings Student First Account

Open a Student First Account before a child's 15th birthday and make a minimum deposit of $10 per month. On the student's 18th birthday or high school graduation, whichever comes first, the student qualifies for the following:

  1. $500 Visa credit card with parent's signature
  2. Free checking account
  3. Free bill payment
  4. Free mobile banking (feature to be available in June 2012)
  5. Free Visa debit card with no monthly card fee
  6. Account will receive dividends at .10% higher than the regular savings rate
  7. Receive a $200 American Express Gas Card with Enterprise Car Sales Purchase
  8. Teach your children financial responsibility and give them the tools to start their financial lives with the advantage of an account tailored specifically to their generation's needs.

    *Account requires a minimum savings deposit of $10.00 per month. Parent's account must be in good standing with Vantria FCU.



    Organizational Accounts
    Organizations within Vantria Federal Credit Union's field of membership may also open credit union accounts
    • All members of the organization must be eligible for credit union membership
    • A savings, checking, or money market account is a great way for clubs to earn dividends on their funds


    Holiday, Vacation, & 1040 Club Accounts
    • Helps you save throughout the year for the holidays, vacations, and taxes
    • Sets aside an amount you designate from your paycheck
    • Holiday Club pays out October 1 in time for the gift-giving season
    • Vacation Club pays out May 15 before Memorial Day and the summer vacation season
    • 1040 Club pays out March 15 in time to pay your taxes


    Custodial Accounts
    • Provides an easy way for parents or others to deposit a money gift or donation to a minor
    • The custodian or minor must be a Vantria FCU member
    • Consult a tax advisor for details on advantages of a custodial account in the name of your child or grandchild



    Payable On Death (POD) Accounts
    • This account directs the credit union to pay all funds remaining in a share account or share accounts upon death of the last surviving account owner to the surviving payee(s)