To help the government fight the funding of terrorism and money laundering activities, Federal law requires your Credit Union to implement reasonable and practicable procedures to verify the identity of each person or entity applying to join the credit union or members and others seeking additional account services. All financial institutions are taking similar actions to insure that accounts are not used for terrorist purposes or money laundering activities. While these procedures have long been in use to prevent fraud, your credit union is increasing its diligence by:

1. Verifying the identity of any person seeking to open or be added to an account to the extent reasonable and practicable, including by not limited to verification of name, address, phone number, employment and taxpayer identification number, e.g., social security number;
2. Maintaining records of the information used to verify identity, including name, address and other identifying information, including but not limited to a photocopy of documents presented;
3. Consulting lists of known or suspected terrorists, or terrorist organizations provided to the financial institution by any government agency to determine whether a person seeking to open an account is on such a list; and,
4. Providing this notice of the Member Identification Program to members, account holders and customers.

The information being requested and observed is for compliance with the requirements of Section 326 of the USA Patriot Act implementing member identification and verification requirements. The information in no way will be used in making a credit decision on a completed application. Any questions concerning our identification policy should be addressed to: